Portfolio Manager at FairMoney
FairMoney is a digital platform in Nigeria that allows you access instant loans in a few minutes through our android app.
The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney's clients and encourage them to buy all the products they are qualified for.
Key Responsibilities:
Pre-loan disbursement:
Promote/Market FairMoney's products to prospective clients by using all the channels possible
Visit and evaluate potential clients businesses
Visit client's personal house when it's necessary
Visit co-debtor's, guarantor's houses and businesses when it's required
Analyze financial data of client's businesses
Analysis of quantitative and qualitative data of client's businesses and households
Prepare loan documents for credit committee
Present loan files to credit committee
Enter Loan files in the MIS
Represent FairMoney towards all active and potential partners with dignity and pride
Fulfill all other necessary assignments by the institution
Post-Loan Disbursement
Conduct monitoring visits to business and households
Follow- up on day-to-day loan repayments
Manage loan recovery from active and written-off clients until full reimbursement is achieved
Assess the impact of loan before renewal
Requirements
HND/Bachelor's Degree in Sales and Marketing or related fields
A minimum of 4 years of experience in Loan Sales / Portfolio Management
Ability to motivate a team of Sales Managers for performance
Extremely flexible, result-oriented, and hardworking with a strong track record of success
Ability to self-motivate and manage self
Good communication and interpersonal skills
High level of integrity
Dynamic and motivated and individuals who like to work outdoors
Target Driven
Benefits
Private Health Insurance
Performance Bonus
Pension Plan
Training & Development
