Credit Analyst at The Startup Place Limited
The Startup Place Ltd is a Busibess Consulting firm with key focus on Startup Development, Digital Marketing and Business Growth.
We pull a team of passionate entrepreneurs and consultant about helping you start, grow and scale your businessKey Responsibilities
Evaluate loan applications to determine credit risk using Shecluded’s policy framework.
Oversee day-to-day disbursement and recovery operations, ensuring alignment with performance targets.
Conduct business and guarantor visits as needed for loan verifications.
Recommend loan approvals or rejections and clearly communicate reasons to applicants.
Lead the implementation and refinement of credit risk strategies and performance objectives.
Monitor and manage overdue balances, initiate follow-up communications, and support legal escalations when necessary.
Prepare and present credit reports, risk analyses, and performance updates to management.
Contribute to budgeting, financial reporting, and the enhancement of credit documentation processes.
Identify patterns and trends in credit performance to inform data-driven decisions.
Collaborate with customer support to ensure borrower satisfaction and resolution of loan issues.
Requirements
5+ years of hands-on experience in credit analysis, underwriting, or recovery within financial services or fintech.
Strong understanding of credit portfolio management, loan analysis, and risk mitigation.
Proven success managing disbursements, recoveries, and debt resolution.
Excellent communication, negotiation, and customer service skills.
Proficiency in Microsoft Office Suite; familiarity with credit tools or CRM software is a plus.
Strong analytical and organizational skills, with keen attention to detail.
Ability to work independently and handle multiple priorities effectively.
