Credit Officer (Lagos State) at Entourage Integrated Trust Limited

Entourage Integrated Trust Limited is an investment company, and our core business is lending, leasing, venture capitalist and microfinance.
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE.

IKOTUN
EGBEDA
YABA
MAKOKO
BERGER
OGBA
GRAMMAR SCHOOL
ARENA
OSHODI
CEMENT
MUSHIN
LAWANSON
OJUELEGBA
BARRACKS

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

RESPONSIBILITIES

Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

Proven work experience as a Credit Officer, loan officer, or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics or related field

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BENEFITS:

Starting Salary: 100,000
Bi-annual Profit Sharing
HMO
Flexible working hours: 11am – 6pm
Yearly appraisal
Salary review base on performance

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